The Chandigarh consumer commission recently ruled in favor of Neeraj Garg against United India Insurance after his claim was wrongly denied. Garg had mistakenly filled out incorrect policy dates on his proposal but submitted the accurate details with his application. The insurer cited a two-day lapse in coverage and no pre-inspection as reasons for the denial. The commission condemned this as inadequate service, instructing the insurer to compensate Garg appropriately.